I can’t believe March has gone so quickly! It’s been a very fun month with lots of public holidays. We also managed to squeeze in a week long holiday in Thailand during this month before my boyfriend started his new job.

The saving rate is definitely lower for this month, but I love travelling! I would rather save money by reducing going out to restaurant and use that saving on experiences such as travel. Travelling in Thailand is so cheap that make me think about retiring early in Thailand and come back to Australia when I am older! An idea that I will keep exploring 🙂

Anyways, here’s the asset breakdown!

Asset	Amount	M/M change
Shares	$80,150	$1368
Cash at bank	$87,718	$2878
Real estate trust	$30,000	–
Superannuation	$114,710	$4,710

It’s been a fairly strong month for the share market! Honestly pretty surprised with how quickly the super balance has been growing as I started salary sacrificing from the start of this month. One of the strategies I have been thinking is to have a mortgage and pay off that off using superannuation savings when I retire. I will discuss this in more details in later posts!

My saving rate for the month of March is 44%, which is significantly lower than my target of 70%. This target may seem ambitious but currently I pay no rent to my boyfriend (very much appreciated haha) and have a pretty frugal lifestyle. I also made some extra cash from Cashrewards and doing surveys for this month.

With an asset target of 830k, I am 23.3% to the end of my FIRE journey!